All of these policies are subject to change at any time.

Comment Policy

All comments to posts at A Penny Closer will be moderated. The author of the comment is solely responsible and liable for the contents of the comment. By commenting, you grant A Penny Closer license to display, alter, delete, republish, or use your comment in any way and for any reason. A Penny Closer is under no obligation to alter or remove comments by request. This policy may change at any time.

A few examples of why a comment would be edited or deleted would be:

  1. Advertising, spamming, or affiliate links
  2. Profanity, abusive or inappropriate language, or attacks of any kind
  3. Additional links in signature or comment area

Privacy Policy

Information sent to A Penny Closer will not be shared with third parties and, if used, will only be used to improve the site and content therein. The email address you provide for comments, and when contacting A Penny Closer, will not be shared with any third parties, and will only be used by A Penny Closer to contact you if requested.


Information provided by A Penny Closer is for informational purposes only. A Penny Closer tries to provide content that is true and accurate as of the date of writing; however, we give no assurance or warranty regarding the accuracy, timeliness, or applicability of any of the contents. Visitors to A Penny Closer should not act upon the content or information without first seeking appropriate professional advice.

Links Disclaimer

A Penny Closer is not responsible for the content of any sites which may be linked to the site or any page of the website(s). These links are provided for your convenience only and you access them at your own risk.

Disclosure Policy

This policy is valid from 06 October 2007

This blog is a collaborative blog written by a group of individuals. For questions about this blog, please use our Contact page.

This blog accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation.

This blog abides by word of mouth marketing standards. We believe in honesty of relationship, opinion and identity. The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post will be clearly identified as paid or sponsored content.

The owner(s) of this blog is not compensated to provide opinion on products, services, websites and various other topics. The views and opinions expressed on this blog are purely the blog owners. If we claim or appear to be experts on a certain topic or product or service area, we will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.

This blog does not contain any content which might present a conflict of interest.

To get your own policy, go to http://www.disclosurepolicy.org