My Resolutions: Getting Back On Track
I rarely do resolutions for the new year. Sure, I think of some of the things I’d like to accomplish going forward but I never formally write them down or even discuss them with others. This year I felt it was time to put them in writing. Many of my resolutions are financial and that makes sense after the last few months.
Here are my five resolutions for 2008:
1. I will track my spending for the months I let slide and I will pick up my normal budget tracking in January. I need to look at the numbers and see the actual damage from those moving months. I’m already predicting that the overage in my food budget from eating out all the time will be to blame for busting my budget. We will see once I crunch the numbers.
2. I will carefully monitor our budget in the next few months. This will help me get a better a feel of what our expenses really are in the new home. I have a estimated budget that I developed prior to moving but estimates are not necessarily accurate. The next few months will give me real figures for electricity, gas, and water and I will adjust the other areas of our budget accordingly to develop an actual working budget for the year.
3. I will get back to cooking and minimizing my food budget. No more fast food, period. I have already started on this resolution and I’m thrilled about it. We haven’t ordered a pizza or picked up fast food since for a few weeks now. The first thing I cooked in the new home was the budget breakfast sandwich. Christmas day was the first day I felt like I was starting to feel comfortable cooking in the new kitchen. I guess it takes a bit to adjust to the new layout and everything. I’ve even taken photos from my recent cooking adventures for a slew of new reducipes! I can’t wait to share them with you!
4. I will use coupons and start comparison shopping again. I will get back to my old routine of clipping coupons and comparison shopping. I will also start basing my meals and household purchases around the sales again in order to maximize my budget. It won’t feel good to have to toss all the expired coupons from my file but starting fresh can be a good thing.
5. I will make setting up my office area a priority so that I can comfortably keep track of the household and website. Right now, the only the kitchen and living room are close to being completely unpacked. I need to make unpacking my office area a top priority so that I feel like I can resume my old routine with ease. It’s hard to get back in the saddle when all your things are still in boxes.
So, now that you know my New Year’s resolutions, do you have any financial resolutions that you want to keep in 2008?
Image Source: Clearly Ambiguous